"Hey Howard what is your New Years resolution going to be?"
"Hey Howard, we have the New Years Ball in New York City, but what are some other New Year's celebration traditions around the world?"
"Hey Howard do you think Hawaii's economy will diversify or always be based on tourism?"

"Hey Howard give me your three top stock picks for 2009."

"Hey Howard, I was wondering what is your favorite Disney animation movie and why?"

"Good morning Howard I was wondering if you could wish for anything for all of us what would it be for 2009?"

"Hey Howard why do they throw rice at weddings?"
"Hey Howard, I like a G.M made vehicle and I can afford the purchase but I am worried if G.M goes under will my warranty and car value be compromised?"
"Uncle Howard where does the snow come from?"

"Hey howard do you expect interisland fares to go up or down in the future?"
"Howard what time should I get to the airport if I am traveling to the mainland for the holidays?"
"Hey Howard what do I get my boss at Meadowgold for Christmas who already has everything?"

"How can I get my money back out of the stock market that I lost?"
"Do you think mortgage rates will drop to 4.5% within a year?"
"What martial arts do you train in?"